What Type Of Auto Finance Do You Need?

Finding the right vehicle, that coincides with the right financing or leasing option, is an important decision. Regardless of age, driving experience, or credit history, Stouffville Hyundai invites all automotive consumers in Whitchurch Stouffville, Markham, Vaughan, Richmond Hill, Newmarket, and Aurora to share their financing concerns or questions with us. We offer finance and lease options that are easy and convenient while saving you the most precious commodity, time. Simply complete our finance application for pre-approval today.

Lease Vs Finance

The difference between leasing and financing is based on primarily 2 considerations, ownership and responsibility. When you lease a new car you do not own the vehicle. You pay to use it for a fixed term, and at lease-end, you either return it or buy it. When you finance a new or used car you own the vehicle, giving you the ability to use it how you want for as long as you want, and add any customizations or modifications, so long as the payments are made as scheduled.

Subprime Loans and Refinancing

Subprime loans are offered to consumers with low credit ratings. Subprime loans often carry higher interest rates, depending on your situation, then more conventional loans. At Stouffville Hyundai, we believe everyone deserves the opportunity to drive a safe and reliable vehicle. That is why no matter your credit; good, bad, or no credit at all, we can help you.

Once you take a loan and establish a good payment history, your credit score will increase. When the opportunity arises to refinance your vehicle or purchase a new vehicle, our Finance Team can help you secure a lower interest rate.

Browse our inventory, use our CarFinder tool to find the car you want, fill out our online finance application form for pre-approval financing, or contact us to discuss your individual needs.